Baccarat is a card game, played at casinos and by gamblers. It is believed to have been introduced into France from Italy during the reign of King Charles VIII (ruled 1483–98), and it is similar to Faro and Basset. There are three popular variants of the game: punto banco (or "North American baccarat"), baccarat chemin de fer, and baccarat banque (or "à deux tableaux"). Punto banco is strictly a game of chance, with no skill or strategy involved; each player's moves are forced by the cards the player is dealt. In baccarat chemin de fer and baccarat banque, by contrast, both players can make choices, which allows skill to play a part. Despite this, the winning odds are in favour of the bank, with a house edge no lower than around 1 per cent.
Baccarat is a comparing card game played between two hands, the "player" and the "banker." Each baccarat coup has three possible outcomes: "player" (player has the higher score), "banker," and "tie."
In Baccarat, cards 2–9 are worth face value, 10s and J, Q K are worth zero, and Aces are worth 1 point. Hands are valued according to the rightmost digit of the sum of their constituent cards: for example, a hand consisting of 2 and 3 is worth 5, but a hand consisting of 6 and 7 is worth 3 (the rightmost digit of the total, 13). The highest possible hand value is 9. In the game, a "Baccarat" refers to anything with a value of zero; in a hand of K, 4 and 6, the King is a "baccarat," and the hand value is also "baccarat."
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